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1、To d a y s C o n t i n u i n g C a r e Retirement Community (CCRC) The strengths of this popular senior living model, its stress points and challengesand its outlook for tomorrow CCRC TASK FORCE Jane E. Zarem, Editor July, 2010 To d a y s C o n t i n u i n g C a r e Retirement Community (CCRC) The s2、trengths of this popular senior living model, its stress points and challengesand its outlook for tomorrow This paper was developed by a task force of CCRC executives of both not-for-profit and for-profit communities, consultants, financial advisors and attorneys in cooperation with the American Ass3、ociation of Homes and Services for the Aging, American Seniors Housing Association and National Investment Center. 1 Table Of Contents I. A Snapshot of Todays CCRC .4 Brief history .4 Resident service agreements .6 Entrance fees and refunds .8 Accommodations and services .10 Resident demographics .12 II. Financial Strength of the CCRC Model .16 Financial ratios .17 Rating agencies .19 Third-party